What You Need to Know About Down Payment in Japan

Understanding the down payment structure is essential when buying property in Japan, especially for overseas buyers.

Financing options in Japan are limited for non-residents and foreign buyers purchase in cash. In Japan, we typically requires a deposit of around 5–10% at the time of contract, with the remaining balance paid at closing.

In addition, buyers should plan for purchasing costs such as agent fees, taxes, registration expenses, fire insurance, etc, which generally total around 6–8% of the purchase price.

A clear understanding of these costs allows you to move quickly and make confident decisions in Tokyo’s competitive real estate market.

If you are considering buying property in Japan, I would be happy to provide a tailored breakdown based on your situation.

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